Personal credit information resources based on the e-government network construction
|Keywords||Personal credit Credit Information Resources Social credit system E-government Credit Information|
Credit information resources construction is an important part of the social credit system construction , adding the credit information of more than a billion Chinese people will be a flood of information resources , is also a huge social wealth . On the one hand , in our country , the government is the largest producer of information , most of the credit information is scattered in various government departments , managers and users , the start time of the other hand, China 's social credit system , the e-government has begun to take shape provides unprecedented opportunities for development , for the construction of social credit system . In view of the above two considerations , this paper presents the personal credit information resources based on the e-government network construction , this can achieve leapfrog development in a short period of time to set up personal credit information system covering the whole country , and no longer need , like Britain and the U.S. experienced over a hundred years of progressive development in order to establish a more comprehensive credit reporting system . The paper first analyzes the concept of e-government credit , the status of the interactive relations and development ; article the main part of building an e-government network sharing platform , to analyze how personal credit information collection , processing and utilization of shared platform , and explore to achieve development and use of personal credit information of three security mechanism ; then this article extranet platform of e-government in Hunan Province and credit information system , for example , in line with China's actual situation in the development and utilization of personal credit information based on the e-government network , with a more high feasibility of a \Finally, with reference to the developed credit information credit development experience , combined with the actual situation in China , an objective analysis of the existence of several problems in the development and utilization of China 's personal credit information , and presented several improvement strategies .