Dissertation
Dissertation > Economic > Fiscal, monetary > Finance, banking > China's financial,banking > Credit

Study on Credit Management Mechanism of Liaoning Rural Credit Cooperative

Author CuiXueLiang
Tutor GaoYing
School Northeastern University
Course Business Administration
Keywords Rural Credit Cooperatives Credit Risk Management Mechanism
CLC F832.4
Type Master's thesis
Year 2008
Downloads 130
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Credit assets of the business as one of the most important business of rural credit cooperatives , of which interest income accounted for more than 95% of the operating income of the rural credit cooperatives . Therefore , the quality of credit assets , good or bad, is directly related to the retention of rural credit cooperatives and death . How to strengthen risk management in accordance with the principle of prudent operation , best to avoid and reduce the credit risk , the rural credit cooperatives is urgent need to solve the problem seriously . In this paper, the analysis of the financial environment in rural areas of Liaoning Province Rural Credit fully demonstrate the risks and problems of rural credit cooperatives in Liaoning Province in credit management , in order to further strengthen credit risk management , enhanced control and defuse the loan risk , learn the advanced experience of commercial banks based on the reality of rural credit cooperatives , supervision and management of the balance of powers in accordance with the establishment of \. From credit supervision and management of organizational structure and credit business operating mechanism , the risk of early warning and prevention system , the incentive allocation mechanism , differentiated credit management , the establishment of Liaoning Province Rural Credit Cooperatives actual credit management mechanism to ensure that the management of rural credit cooperatives, credit sustained, healthy and stable operation , and constantly improve the rural credit cooperatives, credit management and risk prevention capabilities .

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