Guizhou Branch of Bank of China Development Research foreign exchange financing products
|Keywords||Individual foreign exchange financing products Guizhou Branch of Bank of China Product Innovation Development Strategies|
With China's sustained and rapid economic growth , the residents of individual foreign exchange financing products demand is increasing rapidly. Due to personal financial management skills in the foreign exchange is not high and the opportunity cost is higher, the objective for the centralized financial management specialists formula provides a broad market. Therefore, China's commercial banks are required to accelerate the development of financial products for individual foreign exchange research . Chinese banks in the foreign exchange financing products and professional aspects of large commercial banks have an advantage , it should be for domestic residents in foreign currency banking services to play a greater leadership role . For Bank of Guizhou branch , piece of cake in Guizhou foreign exchange financing products must be bigger and stronger . Therefore , to strengthen the Bank of China branch in Guizhou personal foreign exchange financial products development research branch of Bank of China, the development of Guizhou has a vital significance. This article first describes the theoretical basis of foreign exchange financing , namely life cycle theory and portfolio theory . Then the foreign exchange financing products define the concept of foreign exchange financing products are classified, and then analyze its characteristics, and pointed out that the development of the foreign exchange financing products connotation . On this basis , the paper currency from the investment structure , expected yield , commissioned period , the starting amount of the commission as well as other aspects of operational risk Guizhou Branch of Bank of China foreign exchange financing products to analyze the situation and summarizes the Bank of China, Guizhou Branch of foreign exchange financing products problems in the development . Then the United States and Hong Kong 's personal foreign exchange financing products a comparative analysis of the development of the United States improve its foreign exchange capital market financial products based on the rich , pay more attention to financial service center in Hong Kong 's brand and image building . Finally, according to the Bank of China branch in Guizhou offshore financial situation and learn from the experience of product development for the development of foreign exchange financing products made ??ideological emphasis on the development of foreign exchange financing products , strengthen brand building, foreign exchange financing to accelerate product innovation, enhance professional financial management workforce construction and other countermeasures.