The Research on the Operation of Hebei Province Credit Guarantee System for Small and Medium-sized Enterprise
|Keywords||SMEs Credit Guarantee Credit guarantee operation|
With the economy sustained steady and rapid development since the reform and opening up in China , SMEs have become an important part of our national economy . Play an important role in the development of small and medium enterprises to increase fiscal revenue , create employment opportunities , promote scientific and technological innovation . The late start of China 's SME development and financing difficulties caused by their own limitations and the impact of external factors become the major bottleneck restricting the development of SMEs in China . In order to change the current situation of SMEs' financing difficulties , SME credit guarantee system in our country could legitimately established . Starting from the effectiveness of the credit guarantee system running , examine the impact of SME credit guarantee system for the effective operation of factors research ideas and analysis methods . Foundation in the Credit Guarantee theory analysis and comparative analysis of the developed countries, credit guarantees mode , the article summarizes the advanced experience of developed countries, the existing credit guarantee running mode , the effective running of the impact of the credit guarantee functional dimension . Combined with the experience of enlightenment , overseas credit guarantee development in a variety of research methods of application literature analysis, expert investigation method , analytic hierarchy process and statistical methods based on the establishment of the influencing factors of the effective operation of the credit guarantee system and analysis of ideas . Finally, the combination of this article credit guarantee effective operation of research ideas and Hebei Province at this stage guarantee system development , put forward the recommendations of Hebei Province, the construction of the effective operation of the credit guarantee system .