The Actuality, Problem and Countermeasure of Losing-land Peasants’ Social Pension Insurance of Shaanxi Province

This article with a Marxist government rent premium theory , the theory of supply and demand of land , the legal basis for land requisition compensation described . Reasonable allocation should be collective and national value-added benefits according to the Marxist the government rent premium theoretical , land expropriation . Increasing with the value-added benefits of the land in order to solve the social pension insurance problems of the landless peasants provided the basis of certain substances . Shaanxi landless peasants pension insurance , there are some missing phenomenon , such as the lack of fund-raising and stability , the low level of insurance benefits , actuarial theory , landless peasants to the existing system and lack of a sense of trust and tube system is incomplete . This paper analyzes these missing phenomenon , and landless peasants developed areas in the pension insurance system experience on the basis of summing up the proposed establishment of Shaanxi landless peasants pension insurance policy recommendations . Shaanxi landless peasants pension insurance system mode, the farmers took a different approach for different ages ; reconstructed in the main body ( government , collective and personal ) responsibility ; adhere to the diversification of the sources of funding of basic old-age insurance system , land transfer income as landless peasants part of a major source of government funding of the pension insurance ; social pooling funds and personal accounts of the Fund , respectively, by a different agency management , the implementation of the direct management of the state and the quasi-governmental nature of the social security fund management combined mode , thereby increasing the yield of the Fund's investment .