China's vehicle insurance claims Legal Issues
|Keywords||Motor insurance Claims Status Traffic Insurance Social Assistance Fund|
Motor vehicle insurance claims issues involving insurance and law primarily two areas of expertise. Insurance complex and deep, in the specific claim processing problems, its inevitable need for legal regulation. Since the eighties of the last century, began to carry out a comprehensive motor vehicle insurance business, the development time is shorter, but due to the rapid development of China's economy, a substantial increase in vehicle population, a higher incidence of road traffic accidents in 2006, \compulsory insurance regulations \While China's laws and regulations on motor vehicle insurance is not perfect, detailed, at the grassroots judicial practice appeared disjointed legislative purpose and practice of the situation. Therefore, the motor vehicle insurance claims related to legal issues research is very necessary. This reference to the large number of scholars writing papers and insurance information, as well as a limited liability company from coal Insurance motor insurance data obtained in these data, data analysis, based on the article discusses three main parts: The first part focuses on the concept of motor insurance, classification and development, the development status of foreign car insurance, motor vehicle insurance, this section describes the basic concepts and development, in order to make a foreshadowing later writing. The second part focuses on China's vehicle insurance claims process in some of the major legal issues, is divided into three aspects: (a) legislative, judicial practice, China should further improve the regulation of motor vehicle insurance laws and regulations, \Safety Law \interests of the insured and the insurance company's risk awareness, legal awareness is not strong start discussion; (three) the insurance consumer issues for China's insurance consumers and legal level of insurance knowledge and existing insurance fraud problem. The third part is the second part of the analysis of the issues raised and recommendations expand from three angles: (a) legislative, judicial practice, according to the 2009 revised \motor car accident compulsory insurance regulations, \awareness, build anti-fraud department; (three) social assistance fund management approach to develop and expand the bailout fund coverage.