The Research on Fundstransfer Pricing Management of Commercial Bank
|Keywords||Commercial bank Fund management Transfer Pricing|
Commercial banks internal funds transfer pricing management is the core of the commercial bank asset and liability management is an important lever for regulating the commercial banks' internal capital flows and flow , is an important means to improve the level of commercial bank management , optimize the allocation of resources to guide product pricing , fair performance appraisal and reasonable control of the risks of an important role. With the opening of China 's financial market , the interest rate market gradually promote domestic commercial banks facing serious challenges , not only from external competition within the industry , but also from the internal management needs , learn advanced foreign bank management experience , the use of internal funds transfer pricing management is the trend of the times . At present , China's commercial banks internal funds transfer pricing management research and practice is still in the early stage of exploration , has not yet formed a set of scientific and rigorous theoretical framework and mature management system with practical value . FTP management research , the development and management of the status quo of China's commercial banks , the use of commercial bank management , financial management and financial products pricing theory , the connotation of the internal funds transfer pricing management of commercial banks , model, organizational forms and the methods of analysis and research that enhance the management level of the domestic commercial banks lies in the effective implementation of the FTP management system for domestic commercial banks to set up an FTP difficulties, we present a solution , and finally combined with a commercial bank case , analysis of the current financial environment , how to establish FTP system management problems that need attention , and make recommendations . In this paper, preliminary exploration and research on domestic commercial banks internal funds transfer pricing management , performance evaluation and resource configuration of commercial banks in order to provide a reference . The innovation of this paper is that the status quo and internal analysis of the external environment through a commercial bank funds transfer pricing , internal funds transfer pricing management , to propose suitable for the bank's funds transfer pricing management models and mechanisms , determine the specific product formulation , has a certain practical significance .