Shanghai Rural Credit System
|School||Nanjing Agricultural College|
|Keywords||Rural Credit Shanghai Credit System|
Lack of rural credit system has become China's rural development funding constraints of the important reasons. Establish and improve the rural credit system, the formation of an effective rural credit system is to ease the financial constraints of rural development an important way. Stage of China's rural credit system has made some achievements, but because of China's rural credit foundation is weak, the relevant system is still in its early run, China's rural credit system there are still many problems. In this study, for example, Shanghai, China's rural credit system for study abroad in the full summary of the successful experience of the rural credit system, based on the analysis of Shanghai Rural Credit System problems, put forward to promote the Shanghai Rural Credit System Construction Strategy explore the establishment of Shanghai for rural development and the characteristics of the credit system, thus further promoting the development of agriculture in Shanghai. The study is divided into five parts: Part I: Introduction. This part of questions, based on the existing literature carried out for comment, the paper describes the specific research objectives, structural arrangements and research methods, technical routes and sources of data, and explains the shortcomings of this study and possible innovations. Part II: Concept definition and theoretical basis. This section briefly on credit, credit system and rural credit mechanism and other related concepts are defined and reviewed the relevant theories of rural credit system, including the theory of imperfect competition, asymmetric information, incentive theory and transaction cost theory. Part III: Foreign rural credit system construction experience and learn from research. This part of the comparative analysis of the United States, Europe and Japan, the rural credit system, through the comparative analysis for China's rural credit system construction provides Experience. Part IV: Shanghai Rural Credit System Status and Problems. This part of the first financial institutions from the Shanghai development and the development of two aspects of the credit system in Shanghai summarized the status of rural credit system, followed by induction of Shanghai Rural credit system problems, and analyze the reasons for the problem. Part V: Shanghai Rural Credit System Development Strategies. This part of the study concluded through the text, Shanghai Rural Credit System for development status, proposed the establishment of government-led and market operation combining credit evaluation system, improve the promises punishment mechanism to speed up the construction of credit legislation, in considering the farmers differentiation characteristics constructed on the basis of scientific and rational farmer credit information index, and build multilateral collaboration with the linkage mechanism for rural credit system and the role of social networks in the rural credit system construction in the role of the Shanghai Rural Credit System optimization specific strategies to promote Shanghai rural credit system, rapid and healthy development, to better stimulate economic development in rural areas of Shanghai.