N Branch Bank of China Electronic Banking Channel Integration
|Keywords||electronic banking channels Commercial bank Service channels Channelmigration|
In information technology rapid development of the Internet era of the traditional banking sector is facing new changes and challenges to the banking industry, e-commerce has brought a new development model. Banks no longer just as the financial media and become the main participants of the payment system, the society of individuals, organizations, businesses, and are inseparable from the fund receipts and payments clearing system established by the banking industry, and record the information of all types of transactions. Modern banking rely on the financial information network of computer and information technology, modern information technology and the Internet in particular, cloud technology, mobile payment social media and search engine will have a fundamental impact on the traditional financial model. Internet companies, third-party payment companies will be among the financial sector, commercial banks compete together.Starting from the analysis of the environment for the development of electronic channels to control development status of electronic channels of commercial banks, analyzing the outcome of the N City branch of the Bank of China e-channel services building and will face the challenge of planning countermeasures to enhance the value of the electronic channels. From reducing the counter pressure to enhance the collection and payment clearing capabilities and customers to use electronic channels satisfaction, and enhance the in N City branch of the Bank of China e-channel service value level of research results and management recommendations, in order to enhance the N City branch of the Bank of China "service channel integration strategy implementation, in order to effectively improve the overall effectiveness of the system of the City branch of Bank of China N channels.