Chinese Migrant Workers Pension Insurance Contribution Rate Research
|Keywords||Old-age insurance of migrant workers Uniform contribution rate Retirement age The investment rate of return|
The issue of social security for migrant workers is related to migrant workers the problem of old age protection. Pension insurance for migrant workers itself complex and arduous nature, it is one of the difficult problems in China’s social security system. Most of China’s migrant workers in the younger state of the pension is less demand for analysis of2010-2040, China’s farmers’ old-age insurance funds surplus is very obvious in this article. If migrant workers into the age structure of China’s urban population in basic pension insurance system will change, pension payments to pay transition costs and an aging population status in the time pressure to give staggered to heal our country in the number of the pension funding gap of pension income and expenditure pressure situation in a certain period of time does play a buffer role. But we should clearly see that the increasingly rapid process of urbanization, China has gradually entered the stage of low fertility population reproduction pattern, coupled with the increase in the annual growth rate of the number of migrant workers is to reduce the migrant workers of the aging population, income is not the over expenditure is the old-age insurance for migrant workers must be to address the problem. From the long-term analysis, we can see that the pension insurance fof migrant workers will give the pension insurance system to bring pressure.Departure from the objective reality of the status quo of China’s migrant workers, using a combination of theoretical and empirical research, qualitative and quantitative method of combining in-depth research on the balance of payments of the pension insurance fund for migrant workers in China. First of all, the farmers’ pension insurance system for China’s current situation, China’s pension insurance model is divided into: social security mode and the system account the binding mode. And the implementation status of comprehensive social security model on behalf of the city of Shanghai and Chengdu, a comparative analysis of the implementation status of the binding mode of system accounts on behalf of the city of Beijing, Guangdong, Zhejiang and other local policies. And targeted to the problems of these two models in the implementation process. Secondly, China’s migrant workers under the pension insurance contribution rate prescribed by the Ministry of People’s Insurance, the balance of payments gap of the pension insurance fund actuarial analysis. The analysis of the balance of payments of the pension insurance of migrant workers in China does not exist in the current gap, but there is a surplus. In this contribution rate, corporate, personal and financial ability to support the reunification of migrant workers pension insurance contribution rate is very favorable. Finally, for China’s urban workers pension insurance fund exists a big gap and endowment insurance of migrant workers the status of income over expenditure is proposed to raise the statutory retirement age to ensure that the investment rate of return of migrant workers pension insurance fund, to improve migrant workers pension insurance coverage and enhanced collection efforts, the state is moderate to bear the responsibility of the implicit debt payment, and establish a scientific and reasonable pension adjustment mechanism, a series of countermeasures.