Dissertation > Political, legal > Legal > Chinese law > Financial Law

Legal Research about Foreign Banks Enter China's Rural Financial Market

Author ZuoJun
Tutor LiQingWei
School Shanghai University
Course Legal
Keywords foreign banks rural financial supervision of finance
CLC D922.28
Type Master's thesis
Year 2013
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So far, our country has been joined the WTO for12years. We have ended the5-year long transition period. According to the commitment of entry WTO, chinamust fully open the industry of finance at the end of2006, must cancel all therestrictions on foreign banks in scope of business and place.With china has joined the WTO, china’s economic strength is rising. Various ofinvestment has significantly increasing.Especially since2004.The government hascontinuous publish the documents of "Number one ".the content are emphasized onthe "Three rural " issues. After the admission of rural financial market has beenopened. The huge potential of rural financial market has been aimed by tons offoreign banks.The represented HSBC set up the first foreign-owned rural banks insuizhou, hubei, then, more and more foreign banks set up financial institutions inrural areas through different ways to seize the model of bottom of the pyramid---market of rural financial.This article will focus the main line on how to supervise the foreign banks. It isdivided into five parts to discussed.Part one, the article depict the status of rural financial market in china. Accordingto describe the status of china’s rural economic development and rural financialservices. To introduce the barriers of rural finance, the barrier one is based on thecontradiction between supply and demand,and the barrier two is not easy to obtain.And then introduce the development of foreign banks in china and analysis its SWOT.Part two. To clarify the basis of supervision of foreign banks from the view ofeconomics and law.Part three. Introduce the negative impact on china when foreign banks enter thechina’s rural financial market. then tell something we should rethink.Part four. Deal with the irregular conduct of foreign banks.prevent the funds intocity illegally. Strictly regulated the illegally-competitive behavior of foreign banks,strictly implement the funds of rural invest on rural areas. Then set up a perfectsystem of risk management. Sign a contract of cooperate supervision between the host country and home country banks, establish the system of deposit insurance, establish astandard credit information system.Part five. Describe the selection of supervision system on foreign banks.In addition, this article depicts she situation of foreign banks in china and analysethe impact on our industry of bank and china bank industry should how to deal withthe competition, discuss the related institution should how to regulate the illegallyconducts, the legislators whether set up the law of foreign banks separately. Thenoffer some good suggestions in face of these questions.The innovation of this paper is use the form of multiple charts and powerful datademonstrate the correctness of the views, change the mode of Law papers in the past.

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