Dissertation > Economic > Fiscal, monetary > Finance, banking > China's financial,banking > Credit

The Study on the Impact of the Credit Structure on Economic Development in Anhui Province

Author YangTao
Tutor ZuoShouKui
School Anhui University of Technology
Course Management Science and Engineering
Keywords the credit structure economic development partial correlation analysis
CLC F832.4
Type Master's thesis
Year 2013
Downloads 20
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In the process of economic development, finance plays a key role. Finance promotes economic development. The effectiveness of financial mechanism reflects that market mechanism can rational collocate social idle fund. Financial institutions play a part in absorbing social idle fund. The direct and the indirect are two modes of financing way. In China, social idle fund which is absorbed and configured reasonably mainly relies on bank credit. Therefore, capital market size is small compared with the indirect financing that is bank credit. Moreover, reasonable credit structure is a necessary prerequisite for effective allocation of funds. So on the basis of the study about the impact of the credit structure on economic development is of theoretical and practical significance. The point of it all is to promote economic development by the adjustment of credit structure.This article regards the impact of the credit structure on economic development as the research target. It is based on the theory of economic development theory and monetarist economics. It expounds the mechanisms of the credit structure and economic development. Next, it analyzes the credit structure and the development status of economic of Anhui Province. Then Partial correlation analysis is applied to the impact of the credit structure on economic development.The content of analysis is divided into three compartments. First is the study of the credit industry structure and economic development. Second is the study of the credit term structure and economic development. Third is the study of the credit regional structure and economic development. GDP is an important factor in economic development. Thus use partial correlation analysis on the relationship of the credit structure and GDP in Anhui Province. Reach the correlation coefficients of the structure factors and GDP in Anhui Province. Summary the imbalances of the credit industry structure, the credit structure and credit regional structural. These problems will affect the economic development of Anhui Province. Based on the depth analysis of the problem of the credit structure in Anhui Province, Some measures are presented efficiently to the promotion of the credit structure on economic development. These include restructuring risk pricing and credit decision mechanism, building a diversified financing system, the improvement of financial ecological environment and creating a harmonious policy environment.

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