Research of the A State-owned Commerical Bank’s Back-office Centralized Construction System
|School||Chinese Geology University (Beijing)|
|Keywords||operation management three concentration economies of scale|
Operation management is very important for an enterprise, regarding to the enterprice,especially for the companies which specialized in manufacturing, operation managementexperience is more mature, and with changes in the external environment, the bankingoperation management are also on the agenda, usually they draw a mature manufacturingoperation management for experience and worked out a set of operation managementmethods of their own. Good operational management practices can enhance the corecompetitiveness of banks.And how to find their own way the complex operation management system,and tolocalized it, that is the main direction for those banks who need make big efforts.I take the A state-owned commercial bank operation and management systemconstruction of the important path to achieve the background centralized construction systemas the research object, the operation management of the basic theory, commercial bankoperation management theory and the process reengineering theory and scale economy theoryas the basis, through the investigation and collection of A state-owned commercial bankbackground centralized construction system especially "centralized operation, centralizedmonitoring and centralized authorization""three concentrations" of data, and to the Shaanxibranch as an example, analysis the existing problems in the process of the three concentratedon branch propulsion, and puts forward the solutions, to provide support in case of modernmanagement system and building intensive commercial banks, to establish a set of completeaccord with A state commercial bank’s actual background of construction system, so as toenhance the A bank’s operational capacity, enhance core competitiveness of the bank, set up Astate-owned commercial bank’s brand image, and promote the rapid development of Astate-owned commercial banks, enhance market competitiveness, win economic benefits andsocial benefits.The conclusions of this paper are as follows: to three concentration based backgroundcentralized construction system is consistent with the internal and external environment, is todeal with the method of commercial bank the right. But the banking industry need to abandon the background centralized construction system weakness: the risk is too concentrated, thenecessary technical support lag, third party outsource companies uncontrollable.