Research on the Control of Risks in Small-loan Companies of China
|School||Hefei University of Technology|
|Keywords||Small-loan company Risk control AHP Fuzzy|
In order to improve the rural financial system to help SMEs to solve the problem of financing, China have made experiments on small-loan companies since2005by the great concern of the government, scholars and relevant institutions. In the process of its exploration, it has suffered a lot of problems from itself and the external environment. It can be regarded as a relatively large leap, and it’s important to pay attention to the risks-controlling problems.In this paper, small-loan companies is the research object, starting with the definition of small-loan companies, and then defining the concept of microcredit and basic functions and analysis the more successful microfinance institutions in the international practice which focus on the risk level of the small-loan companies, to provide a reference for risk control and development of small-loan companies. And then on the basis of describing the status and characteristics of China’s small loan companies, described the risks of small-loan companies in China and investigated the risk with the empirical analysis of methods. Finally, give recommendations to solve the risk control problem.