Dissertation > Economic > Fiscal, monetary > Finance, banking > China's financial,banking > Credit

Research on the Improving Strategy of Government-supported Student Loan Scheme

Author CaoLing
Tutor GuoJunHua
School Shanghai Jiaotong University
Course Public Administration
Keywords National Student Loan Public Policy Institutional Change
CLC F832.4
Type Master's thesis
Year 2009
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Higher Education National Student Loan system perfect, is related to the healthy development of higher education in China and rejuvenating the country through science and education, the implementation of this strategy. Several changes since 1999, promulgated the \constantly improve. Higher Education Cost Sharing is inseparable from student loans, student loans and higher education fees should match up, balance each other, in order to eliminate the negative impact of simple charges, to ensure the fairness of educational opportunities. In 2007, the central government introduced a new college student financial assistance policy, students source student loans into a national student loan system pilot promotion. Campus student loans and students student loans complementary policies involving post-loan main changes to the student loan market to large fluctuations, thereby affecting the stability of the entire national student loan system. How the constraints of the existing system robustness purposes of the student loan business, how to take effective measures to reduce bad student loans, how to further strengthen the management of the foundation work at present and in the future for a long period of student loans work the major tasks facing. In this paper, the five-part study. The first chapter introduces the background and significance of this study, the research status at home and abroad, as well as research content and methods; Chapter II, the theoretical basis of study the student loan policy analysis; Chapter, combined with the actual Nantong University, The evolution and status of implementation of the national student loan policy for depth profiling, proposed to strengthen the convergence of policies and advocacy to improve service capabilities for institutions recommended; fourth chapter analyzes the main problems of the current student loan policy, that poor students qualification is not in place, there is a multi-game student loans stakeholders, imperfect institutional environment, can not meet the need, such as capital investment; Chapter 5, to make some recommendations to improve the current student loan policy, stressed the importance of further poor students finds that the establishment of a wide range of co-management system, a new way to improve the system environment and seek loan funds, etc. actively explored. The text aims to provide a reference, the current national student loan system reform and innovation in order to better promote overall healthy development of the national student loan market.

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