The Design and Implementation of Commercial Bank Corporate Credit Information Collection System
|Keywords||Credit System Enterprises Credit Corporate Credit Information Collection|
An effective and reliable social credit system is an important foundation for the modern market economy. In recent years, the Central Committee of the Party and the State Council attach great importance to building a social credit system. Different aspects of our society have also shown great concern on it. The People’s Bank of China has nearly established a uniform national database for Enterprises Credit. The main sources for the credit system are commercial banks. It is necessary for commercial banks to establish a special credit information collecting system to complete the credit information collecting and transferring for customers.In this thesis, we use a database of a commercial bank as an example to develop a credit information collecting system. The system applies the Browser/Server structure and is based on the J2EE development platform. We conduct our research and discussion based on the following three major modules:(1) Based on the features of the commercial bank credit database management, we propose a method of collection for dynamic mass data and a scheme of the method implementation.(2) Combining the process features of the system for professional jobs, we design a set of economic and practical job scheduling programs.(3) Based on the interaction rules for system data files and taking the main features of data files format requirement into our full consideration, we design and implement an economic framework to deal with message files.The project proceeding sticks to the CMMI third class standard,and its development process is standard and regular. The technological solutions for the modules are based on the new popular Java technology with features of novelty of the idea and advancement of its technology. The corporation credit information collecting system has already been put into application and is playing successful functions in collecting, transferring, and sharing message from source data. The system is currently used in a commercial bank across the country and worked successfully, which showcases its great social impact and commercial value.