Toward the starting point of the financial holding company - Bancassurance
|Keywords||Bancassurance Institutional Change Financial holding company Allocation of resources|
With the development of the international competition in the financial sector and Mixed bancassurance as a product of the global economic integration , as well as a new financial system arrangements , has become one of today's international financial and insurance industry trends . Compared with foreign Bancassurance , China 's Bancassurance the cooperation limited space is limited Separated Management System , and a lot of problems in the development process . However, financial integration is still the development trend of China 's financial industry , the practice of many in the financial sector , the development of bancassurance cooperation reflects the process of integration between the financial format , as a starting point to establish a financial holding company . History of this paper, bancassurance theoretical foundation and our banking system , insurance system , the analysis of the institutional status quo of China 's banking and insurance cooperation and the main problems , the proposed system innovation is a key factor in the further deepening of China 's banking and insurance cooperation . At the same time learn from the Bancassurance experience in France, Germany , the United States , pointed out that with the deepening of the Bancassurance , China 's regulatory regime should be advancing to a higher level .