Foreign banks on the Chinese banking internationalization path Inspiration
|School||Yunnan University of Finance|
|Keywords||International Finance Commercial bank Internationalization path|
With China 's increasingly open market , economic and financial dependence gradually improving, China's commercial banks of international operations into the banking industry can not avoid a major issue. State-owned commercial banks in China's banking industry in the core position , therefore , state-owned commercial banks to other banks internationalization internationalization can have a demonstration effect . In such a situation, the state-owned commercial banks on the international route selection study has important practical significance. This paper is divided into four parts. First, the article introduces the research background, the domestic research , study , research and innovation and the lack of meaning . Second , the article from the bank international basic research to start, general exposition of the concept of international banks and bank internationalization motivation theories , including: internalization theory , eclectic theory of international production , monopolistic advantage theory and guiding effect said. Thirdly, the thesis Citibank, Standard Chartered Bank, HSBC 's international example, its international development , and internationalization features for analysis , trying from these international development banks to draw on China's commercial banks internationalization revelation . Fourth, the paper analyzes the stage of China's state-owned commercial banks, the degree of internationalization and its problems . Large commercial banks by international cosmopolitan analysis , summed up the internationalization of China's commercial banks path selection . Internationalization is the inevitable choice of commercial banks , commercial banks in order to improve the status of international commercial banks as well as to accelerate the process of internationalization , I believe that China's commercial banks internationalization path selection from the following three aspects : First, select the appropriate path to carry out international operations , including: mode selection based on bank mergers and acquisitions , location selection , primarily in Asia , the commercial banks 'internationalization' and enterprises should \Second is to strengthen policy support for China's commercial banks , including: international commercial banks to build a strategic platform to promote the commercial banks from the sub-sector to Mixed conversion. Three is to build China's commercial banks risk monitoring system , including: the risk management process , establishing risk regulation, strengthen the home country for overseas branches of monitoring.