Dissertation
Dissertation > Economic > Fiscal, monetary > Finance, banking > China's financial,banking > Banking system and business > Save

Our study of household savings

Author LiXiaoZuo
Tutor LiDong
School Nanjing Agricultural College
Course Economics and Management
Keywords Household savings Saving behavior Savings motive Economic growth
CLC F832.22
Type Master's thesis
Year 2000
Downloads 533
Quotes 4
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Of countries with higher savings rate in the world , has an important role in promoting higher savings rate of China's rapid economic growth . But in the last few years , our national economy is facing macro steady growth , microscopic insufficient effective demand , savings growing situation. Although the Central Bank of seven consecutive cut the RMB deposit interest rate , but in recent years, China 's household savings remains a rapid growth rate , while residents consumption and residential investment growth to slow , which hampered China's economic growth rate and employment levels . This article based on the theory of Western Savings , motivation and positive and negative effects of China 's household savings , and discusses the factors that affect household savings in China and the future trend of China 's household savings , the final proposed the corresponding countermeasures and suggestions . The paper is divided into five parts . The theory of the first part of the study of household savings , including savings and the meaning of household savings , thrift and Wrong of consumer savings behavior theory , saving the life cycle theory of savings and economic growth theory . The second part of the study moderate household savings measure , motivation and positive and negative effects of household savings . The third part discusses the main factors to affect China 's household savings : residents' income , household consumption , residential investment, economic policy , the motivation of the people's savings . The fourth section analyzes the change in status and characteristics of China 's household savings , and then discusses the future trend of China 's household savings . Part V concludes and proposes to stimulate consumption and investment , and stability of China 's household savings suggestions .

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