The Research on Our Country Commercial Bank’s Finanical Mangement Problesm and Countermeasures
|School||Jilin University of Finance and Economics|
|Keywords||Commercial bank Financial management Efficiency and fairness|
Commercial bank’s financial management is to improve the competitiveness of the core content, bank established a set of scientific commercial bank’s financial management system, to adapt the modern financial enterprise market competition, it becomes urgent needs. We can draw lessons from western commercial Banks perfect financial management system, scientific financial management method and advanced financial management means, and combining with the actual conditions of our country and concentrate on key reform weak links, ensure the realization of financial management function. Select commercial banking as a modern enterprise financial management object of study, because it has particularity:first the banking sector is the key state regulation relative mature industry, enterprise system; In addition, each bank has branches are more, wide distribution characteristics, this enterprise financial tube for researchThis article from the commercial bank’s financial management, summarized the contents of the financial management of commercial Banks in China, analyzes the characteristics of China commercial bank’s financial management problems, from the commercial Banks internal and external were put forward some improvement commercial bank’s financial management countermeasures.The author of commercial bank’s financial management, mainly from the preliminary research on the actual application rather than theoretical research, the author to launch Angle of feeling of financial management of commercial Banks in China remains to be vigorously promoting research at present. The authors hope this paper can to our country commercial bank’s financial management research.This paper can be divided into three parts, a total of five chapters. The first part is the first two chapters include selecting, introduces the background and significance of the content of financial management of commercial Banks in China, and then generalizes the characteristics of commercial bank’s financial management. This page is this paper is to analyze the basis of China’s commercial Banks, financial management issues the action.In the second part, to our country commercial bank’s financial management problems do a thorough analysis. Chapter 3 points out that group company in the financial decision-making and restricting mechanism, financial control, information quality and risk early warning were flawed. The fourth chapter through our country commercial bank and the western commercial Banks in financial management, comparison and analysis of the further understanding our country commercial bank’s financial management various aspects the existing gap, the reform countermeasure for below provides the basis.Our country commercial bank improving financial countermeasure, is the full text summary section. Mainly is aims at the former part of the problem combine several constructive Suggestions. It firstly points out that commercial bank’s financial management mode and enterprise overall development strategy is to improve the financial management consistent based, second commercial bank’s financial management goal should with efficiency and fair for the principle. Specific improvement is to establish the emphases of the centralized respectively the financial management system and the development of new types of cooperation relations.